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changing tax laws - are you up-to-date?


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changing tax laws - are you up-to-date?

Taxes are a complicated subject and making the slightest mistake could end up costing you quite a bit in penalties. Do you spend time each year keeping up with the changing tax laws? These laws change more often than you might think. Before you consider filing your taxes on your own, stop and think about what it will cost you to have them professionally prepared versus paying the penalties for making mistakes. My site includes information about the ever-changing tax laws as I know them to be now. The information here is only meant to guide you to making the best possible decisions for your personal situation.

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The Right Way To Use Personal Loans For Debt Consolidation

It's no surprise that personal loans are frequently used as a means to restructure credit card debt. With the average U.S. household carrying over $15,000 in this type of debt, it's only natural that people are looking for ways to reduce their interest costs or lower their monthly payments. Often, a personal loan can help debt holders accomplish both while reducing the risk of late payments and overdraft charges. However, when done incorrectly, this approach to debt consolidation can perpetuate the debt cycle and contribute to unsustainable levels of debt for families. Read More 

Selling Some Old Earrings? Three Clues That May Tell You They’re Genuine Antiques

If you're thinking of selling some old earrings, you might want to take a second look to see if you have gold scrap or valuable antiques. Below are three things to look at that may help date your items. Examine the Fittings Earrings have been around since the time of the Pharaohs and were fashion accessories for men and women. Up until the 1900s, pierced earrings were the only option. Earrings went through several design changes from the early 19th century through the middle of the 20th century. Read More 

5 Surprising Facts About Payday Loans

Many people have found payday loans to be a quick and convenient way of getting extra money for wide variety of expected and unexpected expenses. However, there are a lot of things about payday loans that many people would be surprised to find out. The following sheds some light on five surprising facts about the payday loan industry. #1: They Haven't Been Around for Long In comparison to other consumer finance tools, payday loans are a relatively recent development. Read More 

How Can Your Smartphone Save (Or Earn) You Money?

If you're considering the purchase of your first smartphone, you may be nervous about how this phone's data consumption may impact your monthly bill. Fortunately, there are a number of different smartphone applications (or apps) that use very little data while helping you save (or even earn) money -- essentially helping your new phone pay for itself. Read on to learn more about the different categories of money-saving and income-earning apps that may be able to help you make the most of your new smartphone. Read More 

Posting Bail Is Worth More Than Just Your Freedom

If you happen to get arrested, your first and dominant thought is probably going to be how you can get yourself out of jail as quickly as possible. In this predicament, most people will choose to make a phone call to someone who can post your bail. Your bail will be set by a judge, and the amount required will be based on the judge's assessment of whether or not you can be trusted to return to court for your next scheduled appearance. Read More